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Everything you need to know about car accident compensation

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Esiste la possibilità per chi resta coinvolto in un sinistro di chiedere il compensation for damages from road accidents. After reconstructing the dynamics of the accident, the person who is responsible for paying any compensation is identified, but compensation does not always occur, because sometimes mistakes are made during the request phase or the request is not made by the person who is entitled to it.

There can be different scenarios of a road accident: from an accident that involves Vehicle damage only and which can be managed with a friendly report, up to thefatal road accident, a tragic event which also makes the procedure to follow to request compensation more complex.

Compensation in case of damage to the vehicle and/or person

For the calculation of the damage to the car, the vehicle is analyzed by a body shop that estimates the cost to be sustained for the repair. This will be the reference figure, unless it exceeds the value of the car itself: in this case, the amount to be reimbursed will be the value of the vehicle and not the cost of the repair.

In addition to damage to property, compensation for a road accident also includes the payment of all costs personal injury that are caused by the accident. These include both patrimonial and non-patrimonial damages: specific tables are used for the calculation and the advice of a medical examiner is also required, who describes the injury and relates it to a percentage of disability caused by the injury itself and, therefore, the object of possible compensation.

Based on the temporary disability percentage Daily amounts are paid, ranging from 11,77 euros for a disability of 25%, up to 47,07 euros for a disability of 100%.

Compensation for fatal road accident

Road accidents can also be fatal. In these tragic cases, relatives and cohabitants can ask for compensation for damages, which is calculated taking into account the different types of damage that a person's death can cause.

In specific cases provided for by the law in force, the death of a person can lead to moral damages. Then there is the death damage iure hereditatis, which consists of the damage suffered by the victim and which, since the victim is no longer alive, can be inherited by family members or beneficiaries.

Finally there is also the existential damage, which should not be overlooked when it comes to establishing compensation for a fatal road accident.

The amount of compensation depends on several factors, one of which is the age of the person who passes away. However, there are also other elements that have an impact, such as the death of an only child and the death of the child of a couple who cannot have others.

On average, compensation for a fatal accident is 200.000 - 300.000 euro, but this figure, as mentioned, can vary considerably.


Article published on November 26, 2019 - 07:44

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