Based on data compiled by theIvass, in the period between 2013 and 2018 there was an increase in insured vehicles, and also in the cost of the RCA policy.
In 2018 alone, 39,3 million insured vehicles were counted, with an increase of 0,4% compared to 2017. In the same year, the car insurance and non-mandatory additional guarantees sector collected 16,22 million euros, a figure equivalent to 49% of the total damage branch.
Considering the expenses required to maintain a car, the insurance policy It is precisely one of the items that has the greatest impact. After a slight decline in previous years, the cost of car insurance has started to rise again, recording an increase of 6,58%.
In this sense, the most taxed regions are those in the South, where unfortunately there is a higher rate of accidents, thefts and fraudulent behavior. Campania , Sicilia are at the top of this unenviable ranking.
Campania drivers, to keep their car net of all costs, paid an average of 2019 euros in 2.155,90. Car insurance is one of the items that has the greatest impact, as the average cost is 1.100 euros, about double the national parameters.
Sicily is not doing any better, where in 2019 motorists had to spend an average of around 1.561,42 per year, compared to 1.459,35 euros in 2018, an increase of 6,99%. In this case too, insurance has a significant impact, with an additional 640 euros.
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It is therefore necessary to adopt the right countermeasures to subscribe to policies at a sustainable price, without having to give up services and protection coverage. A useful tip in this sense could be to carry out a RCA quote online on the UnipolSai portal, an insurance group that stands out for its reliability and competitive prices.
Le UnipolSai policies, especially when combined with the black box, can be advantageous from an economic point of view, and offer additional benefits such as roadside assistance, car geolocation, etc.
Looking at other regions of Italy, it emerges that an Italian driver pays approximately 1.614 euros per year to maintain his car, with insurance costing 573 euros.
The expense item that has the greatest impact is fuel, which costs an average of 891 euros. It is therefore advisable to identify the cheapest petrol pump near your home, to refuel at affordable prices and without travelling too many extra kilometres.
Other costs that have a lesser impact are the car tax , review which require an average annual outlay of 149 euros.
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