Businesses in the South, especially if they are medium-small in size, have a bank ready to become a partner in their development, ensuring financial support. It is the Mediocredito Centrale , a credit institution that operates within the Invitalia Group to increase the country's competitiveness. Almost 60% of its financing concerns the so-called depressed areas (which mostly include the southern regions) and just over 60% of the companies that have received financing are small and medium-sized.
To support entrepreneurial growth in the Southern regions, it is necessary to create connections between the worlds of business, research, universities, institutions and finance. And MCC is the bank that wants to help the South create a system. It does so – through its headquarters in Rome and offices in Milan, Pescara, Naples, Bari and Catania – by offering a series of tools designed for the needs of businesses in their stages of development.
If, for example, a micro, small or medium-sized enterprise wants to obtain liquidity or financing to make an investment, it can access Mediocredito Centrale Chiro Fast (up to 200 thousand euros, without guarantees) or Chiro PMI (for amounts up to 500 thousand euros): quickly and with few click the entrepreneur can check the feasibility of the financing by connecting comfortably from his office to portal on line of the bank.
A new entrepreneur who wants to start a start-up, even an innovative one, can use the online portal and request the Chiro new businesses to obtain financing of up to half a million euros. If this new business is in the South, it can also be used Chiro Resto in the South, the bank financing complementary to the incentives managed by Invitalia.
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The most structured companies, such as mid cap and large companies, can turn to Mediocredito Centrale to request other more complex types of financing, for example the Chiro Research & Innovation for research projects with a minimum amount of 500 thousand euros.
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