An absolute legend like John Lennon sang it years ago, and can we think of disagreeing with him? “Life – sang the ex-Beatle in Beautiful Boy, a song dedicated to his son Sean – is that thing that happens to you while you’re busy doing something else”. And isn’t it a bit like that for all of us? While our daily routine goes on with commitments, expenses, joys and small problems, suddenly a tooth breaks, or the pipe in the bathroom bursts. Yes, well, suddenly an unexpected expense pops up that, if it doesn’t put us in crisis, certainly doesn’t make us jump for joy either. It is precisely in circumstances like these that the possibility of obtaining small loans, such as 1.000 euro loans, can be a real panacea capable of giving us a sigh of relief.
Yes, but do these possibilities exist? Well yes, and if you continue reading you will know more.
A (SMALL) LOAN CAN SOLVE MESSAGES
It can happen to all of us to find ourselves in a situation where we find ourselves in need of liquidity. Not necessarily of large amounts: as we said above, an unexpected dental intervention, or an emergency car repair, or even the washing machine or another household appliance that after years of honorable service raises the white flag.
Here, in these cases, the possibility of obtaining a loan is certainly always present, at banks and financial institutions. The problem, however, is that in many cases, by going to bank branches for apply for a personal loan, the minimum amount to request is far too high for our needs and starts perhaps from €10.000. All of this, of course, with interest rates that are not exactly comfortable and perhaps tied to a rather short duration of the loan.
The solution, then, in this case too can come from the internet. You should know, in fact, that there are more and more financial operators interested in expanding their user base through the provision of small loans, for sums around a thousand euros. How does this happen? Through the provision of online loans, which by cutting the chain of operations and therefore the direct costs for the institutions, allow to keep the interest rates very low (in particular the APR) and to streamline the processing times of the requests, so that customers can have the desired sum available literally in a matter of hours.
HOW TO FIND THE RIGHT LOAN
As we were saying earlier, there are more and more banks that develop financial products capable of providing small sums of money to savers. The point, however, is to understand how to choose the most suitable formula for our needs. Once again, it is the Internet that provides the necessary hand.
You should know that there are real loan comparison services, perfectly safe and effective in simulating the loan formula best suited to your needs based on a series of data that you yourself enter into the calculator. Once you have estimated the loan needed, you can then compare the various proposals resulting from the comparator and evaluate according to your needs: however, always remember not to stop at the first loan offer you find online!
Article published on 18 January 2022 - 12:40
