San Giorgio a Cremano - It all started with a loan of just €1.500, a sum that seemed manageable.
Today, after five years of abuse, that gesture of solidarity has turned into a nightmare that threatened to destroy the life of a 36-year-old Red Cross worker from San Giovanni a Teduccio.
His story is emblematic of how usury can destroy a person, piece by piece, until they are left with nothing.
I police from the Poggioreale company, who intervened after a painful call to 112 from the victim's father, reconstructed an event that seems to have come out of a horror film.
Vincenzo Siano, a 46-year-old from Portici already known to the police, and his wife Giuseppina Mennella, 42 years old, had created a web of debts and threats around the victim that had gradually tightened around him like a noose.
"First it was 60 euros, then 100, then we got to 6.000." he told investigators. But the real tragedy began when the victim was no longer able to pay.
It was at that point that the two alleged loan sharks began demanding more and more: first the ATM cards linked to the accounts that received the man's salary, his mother's severance pay, and his father's pension. Then the keys to a family apartment. Finally, the car.
It was the victim's father who called the police.
The turning point came during the night between Saturday and Sunday, when the victim's father, realizing the state of prostration in which his son was, decided to call the policeThe men of the Carabinieri listened to the harrowing story of a man who for years had suffered threats and harassment, to the point of handing over everything he owned just to appease the wrath of his tormentors.
Law enforcement intervention was swift and effective. Within hours, the money a 28-year-old accomplice was about to hand over to the loan sharks was recovered. Siano and his wife were stopped while traveling in the car stolen from the victim. During the searches, shocking documents emerged: credit cards, ATM cards, and even the deed to a property that, although formally registered in the victim's name, was actually in the hands of the two arrested men.
What is striking about this story, beyond its dramatic nature, is the systematic method used by the alleged loan sharks. According to investigators,
Siano allegedly invented a nonexistent "third creditor" from scratch, simply to justify new loans and fuel the debt spiral. A calculated strategy that transformed that initial €1.500 loan into an unpayable monster.
Now that the two are in prison on charges of aggravated extortionThe victim can finally get her life back. But the scars of these five years of abuse will linger. Her story, however, serves as a warning: loan sharking is an ever-present danger, often presented in the reassuring guise of financial assistance, only to turn into a dead-end trap.
Article published by Rosaria Federico on July 28, 2025, at 07:38 PM
Comments (2)
Reading this article, I realized how difficult it can be for someone who finds themselves in a situation of usury. It's sad to see how an initial loan can turn into a real nightmare, leaving deep scars.
Homo wolfis